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Checked October 20, 2026

CoinTracker review: pricing, past-year forms and renewal catches (2026)

CoinTracker plans from $59 to $999 a year, what counts as a transaction, the $19 intro offer, which tax year a purchase unlocks, refunds, and TurboTax and H&R Block steps, checked on cointracker.com.

Photo: Artsy Crafty / StockSnap (CC0) · for illustration only

By the CryptoToolPicker editorial team · Last checked · Fact-check log

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Prices and rules as of October 20, 2026 Checked against official pages on October 20, 2026. Prices and rules change; always confirm on the provider's own page before you pay.

Quick answer

CoinTracker is a yearly subscription, not a per-year report. Base costs $59 (100 transactions), Base+ $99 (250), Prime $199 (1,000), Prime+ $299 (2,500), Ultra $499 (10,000) and Ultra+ $999 (25,000). It counts only the year you are filing, ignores spam and dust, and from Prime up ignores staking rewards. One purchase includes every past year's forms. The catches: plans auto-renew at the current price, refunds end the moment you download any report, and the date you buy decides which tax year's forms you get.

Visit CoinTracker →

Not financial advice. This is a general, educational comparison of features and published fees. It is not a recommendation to buy, sell or hold any crypto asset. Crypto prices are volatile and you can lose money.

Jump to a section
  1. What CoinTracker charges (as of October 20, 2026)
  2. How CoinTracker counts your transactions
  3. Worked examples: what you would pay
  4. The timing catch: which year's forms you get
  5. Setting up CoinTracker, step by step
  6. Getting it into TurboTax and H&R Block
  7. Refunds and renewals, in full
  8. Pros, cons and catches
  9. Who it's for, and who it isn't
  10. FAQ
  11. How we checked
  12. Sources

What CoinTracker charges (as of October 20, 2026)

Quick verdict
CoinTracker
Free planYes: tax summary preview and portfolio value; no tax forms
Starting price$59/year (Base, 100 transactions); $19 first year if you qualify
Best forUnfiled past years; heavy stakers (Prime+); TurboTax/H&R Block Online
Our pickBest for multi-year catch-ups; for one simple year, Koinly or CoinLedger cost less
Full table: plans and prices
PlanTransactions in the year you filePrice per yearNotable extras
FreeNot a filing plan; up to 50,000 transactions per wallet$0Tax summary preview and portfolio value; no tax forms1
Base100$59Form 8949 and Schedule D, this and every past year2
Base+250$99As Base
Prime1,000$199Adds tax loss harvesting, tax lots, performance tracking3
Prime+2,500$299As Prime
Ultra10,000$499Adds cost basis method by wallet and by year, priority support
Ultra+25,000 (a 50,000 option also exists)$999 for 25,000; 50,000 option Not publishedAs Ultra
Full Service300,000 lifetimeFrom $3,499A dedicated account manager works your accounts with you
  1. The Free plan has no downloadable tax forms.
  2. Base also includes TurboTax and H&R Block integrations and tax pro access.
  3. From Prime up, all staking and interest are excluded from the count.

Checked October 20, 2026 against cointracker.com and CoinTracker Help Center pages listed under Sources.

The pricing page also says "higher-volume plans start at $1,999" without naming which plan that is, and its comparison table shows a 200,000 lifetime transaction limit on Base, Prime and Ultra. You can pay by major credit card, digital wallet, or USDC (priced in dollars). If you pay in stablecoins, a refund also comes back in stablecoins to the original wallet.

Discounts. First-time filers with a simple year can get Base for $19 instead of $59: you need no active paid plan, up to 100 transactions and less than $600 in proceeds for the tax year. It applies to the first year only and renews at $59. Separately, CoinTracker's Coinbase promotion gives Coinbase customers 20% off any plan (new CoinTracker customers only), and Coinbase One members may get a bigger discount or a free plan, whose details are Not published. Promos can't be combined and apply to the first year only.

How CoinTracker counts your transactions

This is where CoinTracker differs most from Koinly and CoinLedger, which charge per tax year. CoinTracker prices on the transactions in the tax year you are filing; trades from earlier years don't count against the limit. On top of that:

CoinTracker suggests a plan from your previous calendar year's count when you sign up. If you later add a forgotten wallet and go over the limit, you upgrade and pay only the difference.

Worked examples: what you would pay

Your situationCountedCheapest plan that fitsCost
First year filing: 30 buys, 4 small sells, $450 of proceeds34Base at the intro price$19 the first year, then $59 a year if it renews
Same activity, but $2,000 of proceeds34Base (proceeds of $600 or more rule out the $19 offer)$59
A weekly buy plus a few sells: 52 buys, 12 sells, 3 swaps67Base$59 ($47.20 the first year with the 20% promo1)
200 trades plus 2,000 staking rewards worth $400On Base+: about 2,0752. On Prime: 200Prime$1993
Bought Base for 90 transactions, then found a wallet with 60 more150Upgrade to Base+$40 more ($99 − $59)
Catching up: 800 this year; 2023 and 2024 never filed800 (earlier years don't count)Prime$199, with the 2023 and 2024 forms included4
12,000 bot trades12,000Ultra+ (25,000)$999
You keep Prime for three years without changing anythingSame each yearPrime, auto-renewed$597 at today's price5

Checked October 20, 2026 against cointracker.com and CoinTracker Help Center pages listed under Sources.

  1. For a Coinbase customer.
  2. Only about $25 of rewards excluded.
  3. Base+ ($99) looks big enough on trades alone, but the rewards above $25 push it far past 250.
  4. But see the timing catch below.
  5. Renewals charge whatever Prime costs then.

The examples assume each buy, sell and swap counts once. CoinTracker doesn't publish whether bank deposits or transfers between your own wallets count toward the limit, so check the count it shows before you buy.

Two lessons fall out of the table. First, if most of your activity is staking rewards, compare Base+ and Prime against your reward value, not just your trade count. Second, the multi-year catch-up is CoinTracker's strongest case: Koinly and CoinLedger would each charge for every past year separately (see our Koinly vs CoinLedger comparison for their rules).

The timing catch: which year's forms you get

A CoinTracker purchase is a 12-month subscription, and the date you buy changes what you can download. For US users, CoinTracker's help center uses the tax extension deadline, October 15, 2026:

So in practice you pay once for each new tax year you file, which CoinTracker itself compares to how TurboTax and accountants charge. The pricing page separately promises that one purchase covers "every year you've held crypto". What the help center doesn't spell out is how the two rules interact for someone who still needs a 2025 return (for example, a late filer) and buys after October 15, 2026: Not published. If that is you, ask CoinTracker support before paying, and remember a refund is only possible until you download something.

Setting up CoinTracker, step by step

  1. Create a free account and connect every exchange (API sync or CSV) and wallet, including old ones. CoinTracker says its exchange connections are read-only.
  2. Open the Transactions page and check that moves between your own wallets show as matched transfers, not sales. A sale with no matching buy usually means a wallet or exchange is missing.
  3. Check your cost basis method under Settings, Taxes, Cost basis method. Coinbase and Kraken accounts connected by API sync their method automatically (shown as "Direct"). FIFO, LIFO and HIFO are offered; setting a different method per wallet and per year needs Ultra. Which method you may use is a tax question.
  4. Preview the tax summary free, and note the transaction count CoinTracker shows against each plan.
  5. Buy the plan that covers the count, checking first whether the $19 intro price or the Coinbase discount shows for your account.
  6. Open the 1099-DA portal from the guided tax flow on the Taxes page and upload each exchange's 1099-DA PDF (under 20MB). CoinTracker reads the numbers; confirm they match the form's summary page.
  7. Pick one of the three reporting options CoinTracker offers: "Proceed as-is", "Adjust proceeds" or "Review transactions". It flags a recommended one.
  8. Only now download forms or send them to your tax software. Downloading anything ends your refund eligibility.

Getting it into TurboTax and H&R Block

TurboTax Online has a direct sync. In CoinTracker, go to Taxes, Tax Report Center, the Tax filing software tab, then "Sync to TurboTax" and authorize it; or start from TurboTax (Federal, Income, Investments and savings) and choose CoinTracker as the source. The import shows up as "Digital Assets (1099-DA)" even though it contains your full Form 8949 data. The limit to know: TurboTax currently caps the import at 1,000 capital gain or loss transactions. Above that, CoinTracker's workaround is to enter section totals (statements H, K, I and L from its Form 8949 Attachment summary page) and upload the attachment pages. TurboTax counts each lot behind a sale separately, so its count can be higher than CoinTracker's.

TurboTax Desktop has no sync, and CoinTracker doesn't offer a .txf file. You type the same section totals in by hand, and because Desktop can't upload attachments, CoinTracker says to mail Form 8453 with the detailed statement pages within 3 business days of your e-filed return being accepted. The IRS Form 8949 instructions confirm the rule behind this: if you e-file without listing each sale, you attach Form 8949 (or a statement) to Form 8453 and mail it.

H&R Block Online connects too: in the Income tab, at "How do you want to add your crypto sales?", choose Connect to CoinTracker, finish the guided flow, download the Form 8949 Attachment, then "Send to H&R Block", and upload the attachment at the end of filing.

Income is always manual. Neither TurboTax nor H&R Block syncs CoinTracker's income figure. Staking, mining, airdrops and interest are totalled on CoinTracker's Taxes page and on its Schedule 1 figure, and you type that number in yourself (TurboTax: Less common income, Miscellaneous Income, "Digital assets not reported anywhere else"). The IRS says this kind of income belongs on Schedule 1, not Form 8949; our Form 8949 guide explains the boxes.

Refunds and renewals, in full

Pros, cons and catches

CoinTracker

Pros

Cons

Catches

Visit CoinTracker →

Who it's for, and who it isn't

CoinTracker fits people catching up on several unfiled years, heavy stakers (on Prime and above), anyone who files with TurboTax Online or H&R Block Online, and people who want an accountant to log into their data. It's a weaker fit if you file one simple year at a time and dislike subscriptions (Koinly or CoinLedger cost less there; see our Koinly review and CoinLedger review), if you use TurboTax Desktop, or if you have more than 1,000 sales and want a one-click TurboTax import. For the three tools side by side, see the crypto tax software comparison. Software doesn't replace a tax professional for unusual situations.

Not tax advice. This is general, educational information about tools and IRS forms. Your situation may differ; ask a tax professional before you file.

Letter blocks spelling TAX on tax forms with coins
Illustration · Photo: Nataliya Vaitkevich / Pexels

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FAQ

How much does CoinTracker cost?

$59 a year for up to 100 transactions, $99 for 250, $199 for 1,000, $299 for 2,500, $499 for 10,000 and $999 for 25,000. Full Service starts at $3,499. The Free plan shows a tax summary but no forms.

Does CoinTracker include past tax years?

Yes. CoinTracker says one plan covers your forms for every year you've held crypto, and only the year you are filing counts toward the limit.

Does CoinTracker renew automatically?

Yes. Plans renew yearly on the purchase date at the plan's current price. You can turn off auto-renewal under Subscription plans, Manage plan.

What is CoinTracker's refund policy?

A refund within 30 days of purchase, as long as you haven't downloaded any tax forms, reports or capital gains CSV files.

Who gets the $19 CoinTracker Base offer?

Free-plan users with no active paid plan, up to 100 transactions and less than $600 in proceeds for the tax year. It covers the first year only; renewal is $59.

Do staking rewards count toward CoinTracker's limit?

On Base and Base+, only rewards above the first $25 in value count. On Prime and higher plans, staking and interest are excluded entirely.

Does CoinTracker work with TurboTax?

TurboTax Online syncs directly, up to 1,000 capital gain or loss transactions; above that you enter totals and upload the attachment. TurboTax Desktop has no sync, so you enter totals and mail Form 8453 with the statements.

If I buy CoinTracker now, which year's forms do I get?

For US users, a purchase after the October 15, 2026 extension deadline gives access to the 2026 tax forms. Purchases before it gave 2025 forms.

How we checked

Show how we checked this guide

On October 20, 2026 we read CoinTracker's pricing page and 14 CoinTracker Help Center articles (plan pricing, transaction counting and upgrades, regional deadlines, early renewal, the $19 intro offer, the Coinbase promotion, refunds, cancelling, available reports, the 1099-DA portal, TurboTax Online, TurboTax FAQ, TurboTax Desktop and H&R Block Online), plus the IRS Form 8949 instructions and digital assets page, and used only what they state. Transaction counts in the examples are our arithmetic on CoinTracker's published rules (the staking row assumes rewards of about $0.20 each). Where CoinTracker doesn't say something, such as the price of the 50,000-transaction Ultra+ option or how a late 2025 filer is handled after October 15, we mark it "Not published". We did not buy a plan or file a return for this review, and nothing here is tax advice.

Sources

Show all 17 sources

Everything above comes from these official pages as of October 20, 2026. Claims we couldn't confirm there are left out or marked "Not published".

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