By the CryptoToolPicker editorial team · Last checked · Fact-check log
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Prices and rules as of October 17, 2026 Checked against official pages on October 17, 2026. Prices and rules change; always confirm on the provider's own page before you pay.
CoinLedger lets you import everything and see your net gains free. A downloadable report costs $49 (up to 100 transactions), $99 (1,000), $199+ (3,000+) or $499 (Unlimited, 10,000+), as a one-time purchase per tax year, with reports for 2010 to 2025. Moves between your own wallets don't count toward the limit. It imports into TurboTax, TaxACT, H&R Block Desktop and TaxSlayer. The catch is the refund: only within 14 days, before any download, and only for a bug its support team verifies.
Not financial advice. This is a general, educational comparison of features and published fees. It is not a recommendation to buy, sell or hold any crypto asset. Crypto prices are volatile and you can lose money.
What CoinLedger charges (as of October 17, 2026)
| Plan | Billable transactions | Price | Notes |
|---|---|---|---|
| Portfolio tracking | Unlimited imports | $0 | Net capital gains and losses, portfolio tracking; no report download |
| Hobbyist | Up to 100 | $49 per tax year | The help center's checkout example shows $49.99, so check the checkout total |
| Investor | Up to 1,000 | $99 per tax year | |
| Pro | 3,000+ | $199+ per tax year | Prices between 3,000 and 10,000 are set in the app; Not published as text |
| Unlimited | 10,000 or more | $499 per tax year | Every account at 10,000+ falls into this tier |
Checked October 17, 2026 against the official pages listed under Sources.
All plans include customer support, unlimited wallet and exchange syncs, 1,000+ integrations and portfolio tracking, plus unlimited revisions: you can re-run a paid report as often as you like, and only pay again if new imports push you past your tier. Reports for 2018 and earlier are 15% off. Tax professionals use it free; the client buys the report and invites them in. For married couples, CoinLedger says separate accounts are best in most cases.
Which transactions you pay for
CoinLedger publishes the clearest billing rules of the tools we compare. These count toward your tier:
- Capital gains: buys, sells, crypto-to-crypto trades and fees.
- Income: mining, staking and interest income, airdrops and other rewards.
- Outgoing: payments and outgoing gifts.
- Other: transfers, and failed transactions (their fees still count).
These don't: deposits and withdrawals that are non-taxable self-transfers between your own accounts, and uncategorized transactions until you classify them. On top of that, CoinLedger automatically deducts up to $25 worth of micro-transactions (staking, interest and small payouts) from your count. Its pricing table also shows a "Micro-Transactions: 100 Trades" row on every plan without explaining how it relates to the $25 rule, so check the Usage and Plan indicator on the Tax Reports page for your real number.
Worked examples: what you would pay
| Situation | Billable count | Tier | Price |
|---|---|---|---|
| 40 buys and 3 sells; 6 moves to your own wallet (not billed) | 43 | Hobbyist | $49 |
| 600 trades plus 900 staking rewards worth $20 in total | 600 (all $20 of rewards deducted) | Investor | $99 |
| 600 trades plus 900 staking rewards worth $300 in total | about 1,425 (only about $25 worth, roughly 75 rewards, deducted) | Pro | $199+ |
| You bought Investor, then imports push you to 1,200 | 1,200 | Upgrade to Pro | Pay the difference: $199 − $99 = $100 |
| 12,000 trades from a bot | 12,000 | Unlimited | $499 |
| Catching up on 2017 and 2018, about 100 each | 100 per year | 2 × Hobbyist, 15% off | 2 × $41.65 = $83.30 |
Checked October 17, 2026 against the official pages listed under Sources.
The two staking rows show why the $25 rule matters. Hundreds of tiny rewards cost you nothing extra if they are worth little in total, but once they add up to real money most of them count. If you plan to import a lot more history later, CoinLedger lets you buy a higher tier up front, but it cannot downgrade you afterwards.
The 1099-DA Dashboard
From the 2025 tax year, most centralized exchanges send customers a Form 1099-DA. CoinLedger's 1099-DA Dashboard lets you upload each one as a PDF and compare it, sale by sale, with CoinLedger's own numbers. Every row gets one of four labels:
- Matched: the exchange and CoinLedger agree on proceeds.
- Proceeds discrepancy: matched, but the amounts differ slightly.
- No 1099-DA entries: CoinLedger has a sale the exchange didn't report, which can be expected (exchanges don't always report stablecoin sales).
- No CoinLedger entries: the exchange reported a sale CoinLedger can't find, usually a sign of missing imports.
When you generate Form 8949 you then choose one of three options: ignore the 1099-DA data, use CoinLedger's figures throughout, or combine CoinLedger's cost basis with the proceeds the exchange reported. CoinLedger calls the third option "generally" the most conservative, because it lines your return up with what the IRS already received, but says to ask a tax professional if unsure. We agree with the last part.
Setting up CoinLedger, step by step
- Create a free account and import every exchange (read-only API or CSV) and wallet (public address). Custom CSVs are supported for anything without an integration.
- Classify anything left "Uncategorized"; it is excluded from your report and your count until you do.
- Work through the missing cost basis warnings. CoinLedger flags them so you can find history you haven't imported yet.
- Upload each 1099-DA in the 1099-DA Dashboard and review the matches.
- Check the Usage and Plan indicator, then buy the tier for that tax year (or a higher one if more data is coming).
- Generate your reports: Form 8949, Schedule D, income report, capital gains report and audit trail report.
- For TurboTax Online, generate the "TurboTax Digital Assets (PDF)". CoinLedger says to use the Premier or Self-Employment package, go to Federal → Wages & Income → Investments and Savings, choose "Enter a different way" (not "Connect", which it says causes imports to fail), then Upload. Large histories over 50 pages arrive as several PDFs; upload each.
- For TurboTax Desktop, CoinLedger says the TXF format can't carry the new digital asset boxes, so import through TurboTax Online first, then continue in Desktop. TaxACT, H&R Block Desktop and TaxSlayer have their own import guides.
The refund policy, in full
The pricing page advertises a "14 Day Money Back Guarantee". The policy itself requires all three conditions:
- You ask within 14 days of purchase.
- You have not downloaded any tax report.
- A bug or product limitation, verified by CoinLedger's support team, stopped you getting an accurate report.
It lists what does not qualify: trouble importing into tax software (unless support finds a corrupted export), deciding to hire an accountant, missing cost basis warnings caused by data you haven't imported, and change of mind. If you pick the wrong tax year, it can credit your account instead, but only if you haven't downloaded the report and it is within 14 days. So treat the free preview as your trial, not the purchase.
Pros, cons and catches
CoinLedger
Pros
- The most detailed published billing rules, and self-transfers are never billed.
- A flat, published top price: $499 for 10,000+ transactions.
- The widest direct tax-software list here: TurboTax Online and Desktop, TaxACT, H&R Block Desktop and TaxSlayer.
- A sale-by-sale 1099-DA comparison with clear options; free for tax professionals.
Cons
- Every tax year is a separate purchase.
- Prices between 3,000 and 10,000 transactions are Not published as text.
- The free tier shows net gains and losses but not the full report.
Catches
- The "money back guarantee" is not a change-of-mind refund.
- No downgrades once you buy a tier.
- The $25 micro-transaction deduction is small, so heavy staking still raises your tier.
Who it's for, and who it isn't
CoinLedger fits people who file with H&R Block Desktop or TaxSlayer, active traders who want a known ceiling ($499), anyone who wants to check exchange 1099-DAs line by line, and people working with an accountant. It's a weaker fit if you want to try the paid report and get your money back if you don't like it, or if you need several past years in one purchase. Software can't tell you how to classify unusual income; a tax professional can.
See how it stacks up in Koinly vs CoinLedger and our three-way tax software comparison, and read Form 8949 for crypto before you file.
Not tax advice. This is general, educational information about tools and IRS forms. Your situation may differ; ask a tax professional before you file.
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FAQ
How much does CoinLedger cost?
$49 for up to 100 billable transactions, $99 for 1,000, $199+ for 3,000+ and $499 for 10,000 or more, per tax year. Importing and seeing your net gains is free.
Does CoinLedger charge for transfers between my own wallets?
No. Deposits and withdrawals that are non-taxable self-transfers are not billable.
What is CoinLedger's refund policy?
A refund within 14 days, only if you haven't downloaded a report and support verifies a bug or limitation stopped an accurate report. Change of mind doesn't qualify.
Does one CoinLedger purchase cover several years?
No. Each tax year is a separate purchase. Reports for 2018 and earlier are 15% off.
Can CoinLedger import my 1099-DA?
Yes. Its 1099-DA Dashboard takes the PDF from each exchange and compares every sale with CoinLedger's calculations.
Which tax software does CoinLedger work with?
TurboTax Online and Desktop, TaxACT, H&R Block Desktop and TaxSlayer, per its pricing page.
Can I downgrade if I bought too high a tier?
No. CoinLedger says it can't downgrade a tier after purchase.
How we checked
On October 17, 2026 we read CoinLedger's pricing page and four CoinLedger Help Center articles (pricing, refund policy, 1099-DA Dashboard and TurboTax Online import), and copied only the prices, rules and steps stated there. Where the pricing page and help center differ ($49 vs a $49.99 checkout example; the "100 Trades" micro-transaction row vs the $25 rule) we show both. Tier counts in the tables are our arithmetic on the published rules. We did not buy a report for this review, and nothing here is tax advice.
Sources
- CoinLedger pricing: https://coinledger.io/pricing
- CoinLedger: Pricing, your questions answered: https://help.coinledger.io/en/articles/5915548-pricing-your-questions-answered
- CoinLedger refund policy: https://help.coinledger.io/en/articles/7039157-what-is-the-refund-policy
- CoinLedger Help Center: How to use the 1099-DA Dashboard: https://help.coinledger.io/en/articles/14821101-how-to-use-the-1099-da-dashboard
- CoinLedger Help Center: Upload your tax report, TurboTax Online: https://help.coinledger.io/en/articles/2671099-upload-your-tax-report-turbotax-online
Everything above comes from these official pages as of October 17, 2026. Claims we couldn't confirm there are left out or marked "Not published".