By the CryptoToolPicker editorial team · Last checked · Fact-check log
Disclosure: links to providers on this page may be or become affiliate links. If you sign up through one, we may earn a commission at no extra cost to you. It never changes our picks. Affiliate disclosure
Prices and rules as of October 29, 2026 Checked against official pages on October 29, 2026. Prices and rules change; always confirm on the provider's own page before you pay.
CoinLedger sells a one time report per tax year: $49 for 100 transactions, $99 for 1,000, $199+ above that and $499 for 10,000 or more. CoinTracker sells a yearly plan that renews automatically: $59 (100), $99 (250), $199 (1,000), $299 (2,500), $499 (10,000) and $999 (25,000), but one plan includes every past year's forms. For one recent year CoinLedger usually costs less (and code CRYPTOTAX10 takes 10% off). CoinTracker wins when you are catching up on several unfiled years, have a tiny first year that qualifies for its $19 offer, or want a refund window that doesn't depend on a bug.
Visit CoinLedger →Visit CoinTracker →
Not financial advice. This is a general, educational comparison of features and published fees. It is not a recommendation to buy, sell or hold any crypto asset. Crypto prices are volatile and you can lose money.
Jump to a section
- Side by side (as of October 29, 2026)
- How much will each cost you? Worked examples
- Pricing questions people ask
- The timing catch: which year a CoinTracker plan unlocks
- Refunds: the biggest practical difference
- Form 1099-DA and filing
- Try both free before you pay
- Pros, cons and catches
- Who should pick which
- FAQ
- How we checked
- Sources
Side by side (as of October 29, 2026)
| CoinTracker | CoinLedger | |
|---|---|---|
| Free plan | Yes; tax forms need a paid plan | Yes: unlimited imports and net gains or losses; pay to download the report |
| Starting price | $59 a year (100 transactions); $19 first year if you qualify | $49 per tax year (100 transactions); $44.10 with CRYPTOTAX10 |
| Best for | Several unfiled years; heavy stakers; TurboTax Online and H&R Block Online sync | One recent year; frequent moves between your own wallets; TurboTax Desktop, TaxACT, H&R Block Desktop, TaxSlayer |
| Our pick | CoinLedger for a single year at almost every size. CoinTracker if you owe forms for two or more past years, or your first year is very small. | |
Prices and billing
Full table: prices and billing
| CoinTracker | CoinLedger | |
|---|---|---|
| How you pay | Yearly subscription, renews on the purchase date at the plan's current price | One time purchase per tax year, no renewal |
| 100 transactions | $59 (Base) | $49 (Hobbyist) |
| 250 transactions | $99 (Base+) | $99 (Investor, up to 1,000) |
| 1,000 transactions | $199 (Prime) | $99 (Investor) |
| 2,500 transactions | $299 (Prime+) | $199 (Pro) |
| 5,000 transactions | $499 (Ultra, up to 10,000) | Set in the app: Not published as text1 |
| 10,000 or more | $499 to 10,000; $999 to 25,000 (Ultra+) | $499 (Unlimited) |
| Past tax years | Included in every paid plan | Bought separately, each year; 15% off 2018 and earlier |
| Discounts | $19 Base intro offer; partner promos, first year only, not combinable | Code CRYPTOTAX10, 10% off paid report plans |
| Moving tiers | Plan limits count the filing year only; past years' forms stay included | Pay the difference to move up; no downgrades |
- CoinLedger's pricing page says you can buy additional transactions in the app above 3,000; its help center puts every account with 10,000 or more in the $499 tier.
Checked October 29, 2026 against coinledger.io, cointracker.io and both companies' help centers, listed under Sources.
Counting, refunds and filing
Full table: counting, refunds and filing
| CoinTracker | CoinLedger | |
|---|---|---|
| Which year counts | Only transactions in the tax year you file | Billable transactions in the tax year you buy |
| Never counted | Spam and dust; card and referral rebates on paid plans | Deposits and withdrawals that are transfers between your own accounts; uncategorized items until classified |
| Staking and interest | Base and Base+: not counted until they reach $25 in proceeds for the year. Prime and up: never counted | Counted, but up to $25 worth of micro transactions is deducted on every tier |
| Refund | 30 days, if you have not downloaded any tax forms, reports or capital gains CSV files | 14 days, no report downloaded, and only for a bug or limitation support verifies |
| Form 1099-DA | Upload each PDF in its 1099-DA portal; three reporting options | Upload each PDF in its 1099-DA Dashboard; sale by sale matching; three form options |
| Tax software | TurboTax Online sync (up to 1,000 gain or loss transactions); H&R Block integration | TurboTax Online and Desktop, TaxACT, H&R Block Desktop, TaxSlayer |
| Cost basis methods | Cost basis method by wallet and year on Ultra | FIFO, LIFO, HIFO, Adjusted Cost |
| Pay with crypto | USDC, priced in dollars | Not published |
Checked October 29, 2026 against coinledger.io, cointracker.io and both companies' help centers, listed under Sources.
How much will each cost you? Worked examples
Headline prices only tell half the story, because the two companies bill different things. CoinTracker charges for the year you are filing and throws in past years. CoinLedger charges per tax year and never bills transfers between your own wallets. Here is what that means at realistic sizes, using each company's published rules:
| Your situation | CoinTracker | CoinLedger | Cheaper |
|---|---|---|---|
| A first, tiny year: 30 buys and 4 sells, $450 of proceeds | $19 the first year (intro offer), then $59 if it renews | $49, or $44.10 with CRYPTOTAX10 | CoinTracker |
| A simple year: 40 buys and 3 sells, $2,000 of proceeds | $59 (Base) | $49, or $44.10 with the code | CoinLedger, by $10 to $14.90 |
| An active year: 700 trades | $199 (Prime; Base+ stops at 250) | $99, or $89.10 with the code | CoinLedger, by $100 to $109.90 |
| 200 trades plus 2,000 staking rewards worth $400 | $199 (Prime: rewards never count, so 200 counted) | About 2,075 billable1: $199, or $179.10 with the code | Close; CoinLedger by $19.90 with the code |
| 5,000 trades | $499 (Ultra) | Set in the app, Not published as text | Check CoinLedger's checkout |
| 12,000 bot trades | $999 (Ultra+) | $499 (Unlimited) | CoinLedger, by $500 |
| Filing 2026 and catching up 2023, 2024 and 2025, about 100 a year | $59 (Base), past years' forms included2 | 4 reports at $49: $196, or $176.40 with the code | CoinTracker, by $117.40 to $137 |
| 700 trades a year, three years in a row | $597 if Prime renews at today's price | $297 ($267.30 with the code) | CoinLedger, by $300 or more |
Checked October 29, 2026 against coinledger.io, cointracker.io and both companies' help centers, listed under Sources.
- Our arithmetic: CoinLedger deducts up to $25 worth, roughly 125 rewards at $0.20 each, from 2,200.
- See the timing catch below for which tax year a purchase unlocks.
The code CRYPTOTAX10 applies to paid CoinLedger tax report plans. The examples assume each buy, sell and swap counts once. Real counts depend on how your imports are classified, so preview both free before you pay.
Pricing questions people ask
Is CoinTracker more expensive than CoinLedger?
For one recent tax year, usually yes: $59 vs $49 at 100 transactions and $199 vs $99 at 1,000. The gap closes for heavy stakers, because CoinTracker's Prime plan ignores every staking reward while CoinLedger only deducts $25 worth. It reverses for anyone who owes forms for past years, since CoinTracker includes them and CoinLedger charges for each year.
Does CoinTracker charge again next year?
Yes. CoinTracker plans renew each year on the purchase date, on the same plan at its current price, which may differ from what you paid. CoinLedger never charges you automatically; you buy the next year's report when you need it.
What happens if I import more transactions after paying?
CoinLedger prompts you to pay the difference for the next tier, and it can't downgrade you after purchase, so buying a much bigger tier "just in case" is money you won't get back. CoinTracker counts only the year you are filing, so pick the plan that fits that year's count after spam, dust and (from Prime up) staking are left out.
The timing catch: which year a CoinTracker plan unlocks
CoinTracker says the time of year you buy decides which forms you get. Buy before your region's tax extension deadline (October 15 for the US) and you get the prior year's forms; buy after it and you get the tax year about to end. So a plan bought today, after October 15, 2026, is set up for the 2026 return. CoinTracker doesn't publish how that interacts with a 2025 return you still owe, so ask its support before you pay if that is you. CoinLedger has no such catch: you pick the tax year at checkout (reports cover 2010 to 2025 today), and support can move a purchase to the right year if you haven't downloaded it and are within 14 days.
Refunds: the biggest practical difference
CoinTracker refunds within 30 days for any reason, as long as you haven't downloaded tax forms, reports or a capital gains CSV. CoinLedger's "14 Day Money Back Guarantee" needs all three of these: a request within 14 days, no report downloaded, and a bug or product limitation that its support team verifies. Changing your mind doesn't qualify. With either tool, the safe habit is the same: clean up your data in the free tier and buy only when you are ready to file.
Form 1099-DA and filing
Both now read the Form 1099-DA your exchange sends. In CoinLedger's 1099-DA Dashboard you upload each PDF and see every sale tagged Matched, Proceeds Discrepancy, No 1099-DA Entries or No CoinLedger Entries. When you generate Form 8949 you choose to ignore the 1099-DA data, use CoinLedger's numbers, or combine CoinLedger's cost basis with the exchange's reported proceeds, which CoinLedger calls generally the most conservative choice. In CoinTracker's 1099-DA portal you upload each PDF (under 20MB), confirm the numbers it reads, and then pick "Proceed as-is", "Adjust proceeds" or "Review transactions"; it flags a recommended option. Our Form 1099-DA guide explains the boxes.
For filing, CoinTracker syncs straight into TurboTax Online, but TurboTax currently caps that import at 1,000 capital gain or loss transactions, and income such as staking always has to be typed in by hand. It also connects to H&R Block. CoinLedger lists imports for TurboTax Online and Desktop, TaxACT, H&R Block Desktop and TaxSlayer. If you file with TurboTax, our TurboTax and crypto guide covers both routes.
Try both free before you pay
- Download a full transaction history (CSV) from every exchange you used, and list every wallet address you own.
- Import the same data into CoinTracker's Free plan and CoinLedger's free Portfolio Tracking plan.
- In each, check that moves between your own wallets show as transfers, not sales, and clear any missing cost basis warnings.
- Note the count each shows: CoinTracker's count for the year you file, and CoinLedger's Usage and Plan indicator on its Tax Reports page.
- If you owe past years, count how many CoinLedger reports you would need; CoinTracker includes them in one plan.
- Compare the net gain or loss each calculates. A big gap usually means missing or misclassified data, so find it before paying either.
- Upload each exchange's Form 1099-DA and compare the proceeds with the form's summary page.
- Buy one: CoinLedger (enter CRYPTOTAX10 at checkout) or CoinTracker (check whether the $19 offer shows for you, and remember the plan renews yearly). Only then download your forms.
Pros, cons and catches
CoinTracker
Pros
- One plan includes every past year's forms, and only the filing year's activity counts.
- From Prime up, staking and interest never count; spam, dust and rebates never count on paid plans.
- 30 day refund for any reason before you download anything.
- Direct TurboTax Online sync and an H&R Block integration.
Cons
- Higher prices for one recent year ($59 vs $49 at 100; $199 vs $99 at 1,000).
- Ultra+ costs $999 for 12,000 trades where CoinLedger charges $499.
- No TurboTax Desktop import.
Catches
- Plans renew yearly at the plan's current price, which may differ from what you paid.
- A purchase after October 15, 2026 unlocks 2026 forms.
- TurboTax sync stops at 1,000 gain or loss transactions; income is entered by hand.
CoinLedger
Pros
- Cheapest for a single year at most sizes, plus 10% off with CRYPTOTAX10.
- Transfers between your own accounts are never billed.
- A published $499 ceiling for 10,000 or more transactions.
- The widest list of tax software imports here, and free access for tax professionals.
Cons
- Every tax year, including past ones, is a separate purchase.
- Prices between 3,000 and 10,000 transactions are set in the app, not published as text.
- No crypto payment option published.
Catches
- The money back guarantee covers verified bugs only, never change of mind.
- No downgrades after you buy a tier.
- The $25 micro transaction deduction is small, so heavy staking still raises your tier.
Who should pick which
Pick CoinLedger if you file one recent year at a time, trade actively (especially above 10,000 trades), move coins between your own wallets often, or file with TurboTax Desktop, TaxACT, H&R Block Desktop or TaxSlayer. Pick CoinTracker if you are catching up on two or more unfiled years, your first year is tiny (up to 100 transactions and under $600 of proceeds), most of your activity is staking rewards and you would be on Prime anyway, or you want a refund you can use if you simply change your mind. Neither replaces a tax professional for unusual situations. Full details: CoinTracker review, CoinLedger review, Koinly vs CoinLedger, the three way crypto tax software comparison and Form 8949 for crypto.
Not tax advice. This is general, educational information about tools and IRS forms. Your situation may differ; ask a tax professional before you file.
Not sure? Take the 60-second quiz →
FAQ
Is CoinTracker or CoinLedger cheaper?
For one recent tax year CoinLedger is usually cheaper: $49 vs $59 at 100 transactions and $99 vs $199 at 1,000, and code CRYPTOTAX10 takes 10% off CoinLedger. CoinTracker is cheaper when you need forms for several past years, because one CoinTracker plan includes them while CoinLedger charges per tax year.
Does CoinTracker include past tax years?
Yes. CoinTracker says one purchase covers your forms for every year you have held crypto, and only the year you are filing counts toward the plan limit. CoinLedger sells each tax year separately, with 15% off reports for 2018 and earlier.
Which has the better refund policy?
CoinTracker, for most people: a refund within 30 days for any reason, as long as you have not downloaded tax forms, reports or capital gains CSV files. CoinLedger refunds within 14 days only if no report was downloaded and its support team verifies a bug or product limitation.
Do staking rewards count toward the limit?
On CoinTracker Base and Base+, rewards don't count until they reach $25 in proceeds for the year; from Prime up they never count. CoinLedger counts staking income but deducts up to $25 worth of micro transactions on every tier.
Does CoinTracker renew automatically?
Yes. CoinTracker plans renew each year on the purchase date at the plan's current price, which may differ from what you paid. CoinLedger reports are one time purchases with no renewal.
Which works with TurboTax Desktop?
CoinLedger lists a TurboTax Desktop import. CoinTracker syncs with TurboTax Online (up to 1,000 capital gain or loss transactions) but has no Desktop import.
Do both handle Form 1099-DA?
Yes. CoinLedger's 1099-DA Dashboard compares each sale on the PDF with its own numbers and offers three Form 8949 options. CoinTracker's 1099-DA portal reads each PDF and offers three reporting options: Proceed as-is, Adjust proceeds or Review transactions.
How we checked
Show how we checked this guide
On October 29, 2026 we read CoinTracker's pricing page and four CoinTracker Help Center articles (plan pricing, the $19 intro offer, refund policy and the 1099-DA portal, plus its TurboTax Online guide), and CoinLedger's pricing page and three CoinLedger Help Center articles (pricing questions, refund policy and the 1099-DA Dashboard), and used only what they state. The worked examples are our arithmetic on each company's published tiers and counting rules (the staking row assumes rewards of about $0.20 each); real counts depend on how your data is classified. Anything a company doesn't publish is marked "Not published". The CRYPTOTAX10 code is our affiliate reader discount from CoinLedger. We did not buy a plan or file a return for this comparison, and nothing here is tax advice.
Sources
Show all 10 sources
- CoinTracker pricing www.cointracker.io
- CoinTracker Help Center: CoinTracker Personal plan pricing support.cointracker.com
- CoinTracker Help Center: $19 Base intro offer for simple tax years support.cointracker.com
- CoinTracker Help Center: CoinTracker refund policy support.cointracker.com
- CoinTracker Help Center: How to use the 1099-DA portal support.cointracker.com
- CoinTracker Help Center: File with CoinTracker and TurboTax Online support.cointracker.com
- CoinLedger pricing coinledger.io
- CoinLedger: Pricing, your questions answered help.coinledger.io
- CoinLedger refund policy help.coinledger.io
- CoinLedger Help Center: How to use the 1099-DA Dashboard help.coinledger.io
Everything above comes from these official pages as of October 29, 2026. Claims we couldn't confirm there are left out or marked "Not published".